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Explore the trends that will impact the banking landscape in 2025 and beyond.Read the report

Commercial banking

From fast loan origination and unified payments, to trade finance, direct debits, or Forex — give commercial clients the services they need, when they need them.

Commercial banking header
MCBKey BankAIBTechcombank

What commercial banks launch with Backbase

  • Digital account opening

  • In-branch account opening

  • Credit card origination

  • Trade finance origination

  • Credit facilities origination

  • Embedded/POS origination

  • Agent/Broker portal

Successes our customers achieved

  • 4 months

    Increase in number of transactions

  • 97%

    Corporate paper traded online

  • 246%

    Growth in business banking users since launch

  • 1.3

    Weeks for new features

Become the go-to partner for commercial clients

Give clients an end-to-end commercial banking platform that offers the right mix of digital and human service. Leverage pre-built components and a composable architecture to create tailored digital experiences for clients and bank employees across onboarding, unified payments, information reporting, lending, servicing and value-added services.

Mobile and online banking

Improve customer satisfaction and streamline daily operations by giving commercial clients the digital tools they need.

  • Provide adaptive applications that offer services and insights tailored to a given client’s industry and job role.

  • Offer personalized dashboards designed to help businesses manage their financial operations, from cash flow reporting to payment tracking.

  • Enable capabilities like payment origination, information reporting, and fraud monitoring to simplify daily tasks.

Commercial banking Mobile and online banking

Value-added services and billing

Turn your commercial banking services into scalable revenue streams by effectively billing and monetizing offers.

  • Easily measure service usage and implement transparent, scalable billing models that align with business needs.

  • Create and monetize value-added services such as Forex, trade finance, or liquidity management tools.

Employee workspaces

Enable employees to make better decisions and build stronger client relationships with smart, unified workspaces designed for every role. 

  • Give relationship managers access to 360-degree client views — enable them to perform on-behalf-of actions and receive next-best-action suggestions to drive engagement, cross and upsell. 
  • Equip customer support teams with tools to quickly resolve issues such as payment errors, account access, and transactions disputes.
  • Enable marketing professionals to leverage transaction data to define segments and design personalized engagement campaigns across channels.
Employee workspaces

Onboarding and loan origination

Reduce costs, time-to-money and time-to-yes by digitizing and simplifying complex onboarding and loan origination processes

  • Digitize document collection, verification, and compliance checks to onboard commercial clients in days, not weeks.

  • Streamline key steps like eligibility and credit risk assessments, financial spreading, identity verification, document requests and loan offer generation.

Capabilities

Learn more about Backbase’s Commercial Banking out-of-the-box capabilities you can augment to suit your unique needs.

Streamline the onboarding of commercial clients with fully digital workflows. Simplify document collection, identity verification, and compliance checks to onboard businesses faster and more efficiently.

Commercial banking capabilities onboarding
Commercial banking capabilities loan origination
Commercial banking capabilities servicing

Why Backbase?

Whether you're looking to buy for parity or build for differentiation, our platform empowers you to create unique experiences that truly set you apart from the competition.

Buy and Build

Get to market fast with 400+ pre-built capabilities, fully customizable

Integrations

Add cutting-edge experiences to your apps easily with a library of API-driven, fintech-powered capabilities

Composability

Modular, industrialized platform capabilities allowing you to progressively modernize

One platform

Power journey orchestration across channels, segments and lines of business with a unified platform architecture

Secure and scalable

Scale to millions of users with peace of mind with a secure, cloud-native platform

Proven expertise

More than 100+ financial institutions around the world

The latest insights

Explore our collection of educational resources and deep dives into engagement banking.

  • Podcast Featured Image Episode 17 EN

    Episode 17 of Banking Reinvented takes a deep dive into the current and future state of business banking, focusing on how banks can better serve businesses of all sizes.
    In this episode, host Tim Rutten is joined by Jarno van Hurne, VP of Business Banking at Backbase. 

    The conversation centers on the challenges business banks face, from competition from neobanks and fintechs, cost to serve, technology challenges and the unmet needs of specific client segments like SMEs. 

    Tune in to learn how delivering personalized services with the right mix of digital, human touch and AI-enabled advice can help business banks better serve their customers,s in a more efficient way. 

    Want more insights into the future of banking? Check out our content hub for impactful podcasts, blogs, and whitepapers.

    Listen now