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Explore the trends that will impact the banking landscape in 2025 and beyond.Read the report

Daily banking

Deliver frictionless, personalized banking at scale

Unlock your bank’s growth potential by harnessing the power of a composable banking architecture. Leverage out-of-the-box capabilities or customize to meet customer needs. Deliver seamless, tailored experiences across all your digital channels to boost loyalty, drive cross-sell, and optimize efficiency — all while meeting the unique demands of every segment.

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Struggling to deliver frictionless banking experience to your customers?

Customers across all walks of life expect a frictionless, tailored banking experience at every touchpoint. And yet, many banks face challenges with fragmented systems, outdated technologies, and siloed processes, making it difficult to meet evolving customer demands while driving efficiency and growth.

  • 42%

    of customers find it hard to distinguish between banks

  • 58%

    of customers say their bank offers poor product advice

  • ≈70%

    of digitally acquired customers don’t activate their accounts

Take control of your bank’s customer onboarding journey

Wow your customers with a composable approach

Rapid deployment

Launch quickly with our turn-key apps and features, designed for fast time-to-market.

Unlimited flexibility

Utilize Web & Mobile SDKs, Design Systems, and 200+ APIs to build and enhance your solutions.

Effortless integrations

Leverage our API-driven, fintech-powered capabilities to easily add cutting-edge experiences to your solutions.

Core-agnostic flexibility

Effortlessly connect with legacy and modern systems of record to maintain operational continuity.

Future-proof scalability

Scale seamlessly with a microservice-based architecture that orchestrates customer journeys across any touchpoint.

Always innovating

Stay ahead with Backbase's cloud-native platform, ensuring minimal overhead and the cutting edge innovations.

One platform for all your lines of businesses

Unlock seamless, personalized experiences across all customer segments

Retail banking

Deliver adaptive, segment-based applications that drive customer loyalty with AI-enabled advice and intuitive self-service options.

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Daily banking retail banking

Small business banking

Become the one-stop-shop for small businesses with easy to use financial tools, seamless transactions, and personalized support to fuel their growth.

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Daily banking small business banking banking

Commercial banking

Become the go-to partner for your commercial and corporate clients. From loan origination, to unified payments, trade finance, direct debits or forex - offer flexible solutions that scale with their business irrespective of size.

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Daily banking commercial banking

Private banking

Cater to your high-net-worth clients’ every need with white-glove private banking services  across all touchpoints.

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Daily banking private banking

Wealth management

Deepen customer relationships with affluent, high-net-worth and ultra-high-net-worth clients while streamlining operations to scale effectively.

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Daily banking wealth management

How does it work?

One platform

Our unified architecture eliminates your point solutions and allows you to power channel-agnostic journey orchestration.

Explore our platform

Composable banking

Modular, industrialized platform capabilities that coexist alongside your other technologies, vendors and standards.

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Buy plus build

Use our hybrid operating model for speed, flexibility, and customizability, all with minimized risk and cost.

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Plug-and-play integrations

Our library of API-driven, fintech-powered capabilities gives you the ability to add cutting-edge experiences to your apps, easily and efficiently.

Discover our Fintech Integrations

Customer-centricity

Leverage your customer data to deliver personalized digital banking experiences, at scale.

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Employee productivity

Empower your front-office and development teams to drive faster, more effective customer support.

Learn about our Human Assist Services